» Financial leasing

Flexibility for mileage and operating hours

Financial leasing offered by One Leasing Finland is a flexible option for business investments. With finance leasing, the finance company owns the leased assets you need, such as cars, vans, machinery, or equipment – you only pay for the use and take care of the maintenance yourself.

Instead of tying up your company’s capital in acquisitions, you can free it up for more productive activities.

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Content

Features of financial leasing

  • Usually a 12-60 month lease for a car, machine, or equipment
    (Possibility of shorter or longer contracts up to 84 months.)
  • The object to be financed serves as collateral for the contract
  • One Leasing Finland has a dedicated contact person to help with all your purchases
  • Possibility to redeem the object, extend the contract or exchange it for a completely new one at the end of the contract
  • The customer is responsible for the maintenance, servicing, and costs of the property
  • The customer is responsible for the difference between the sale price and the residual value

Benefits

Financial leasing frees up capital for your business
for more productive use

for whom?

Car leasing, machine leasing, and equipment leasing for businesses

Financial leasing is suitable for businesses of all sizes that do not want to tie up their company’s funds in owning machinery, equipment, or vehicles.

It can be used for the purchase of cars and vans and, in particular, machinery and equipment. Financial leasing is a flexible option for the purchase of equipment and an easy way to switch from other forms of financing to leasing.

Compared to buying, leasing offers a more flexible solution to ensure that you always have up-to-date equipment, machinery, and vehicles that best meet your company’s current needs.

Financial leasing

What is financial leasing?

Financial leasing is the financing of a fixed asset such as a car, machine, or equipment.

As a form of financing, financial leasing is comparable to long-term renting. In a finance lease, the finance company is the owner of the asset and the customer is the lessee, responsible for the maintenance, upkeep, and repair of the leased asset.

In practice, One Leasing Finland buys the equipment from the seller and leases it to your company at a pre-agreed rental price. With leasing, the investment required at the time of purchase is significantly lower than if you were to buy the equipment yourself.

In a finance lease, the lessee is responsible for the residual value of the asset at the end of the lease. We compete with different market players and our aim is to return the maximum possible return between the market price and the residual value to our customers.

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