» Financial leasing
Flexibility for mileage and operating hours
Financial leasing offered by One Leasing Finland is a flexible option for business investments. With finance leasing, the finance company owns the leased assets you need, such as cars, vans, machinery, or equipment – you only pay for the use and take care of the maintenance yourself.
Instead of tying up your company’s capital in acquisitions, you can free it up for more productive activities.
Content
Features of financial leasing
Benefits
Financial leasing frees up capital for your business
for more productive use
Secure your cash flow
Instead of tying up your company’s capital in cars, machinery, or equipment, you can free it up for more efficient, productive use.
Predictability
Leasing facilitates budgeting and forecasting thanks to fixed rental items. All lease installments are equal.
Cost-effectiveness
Compared to installments, the rental payments are lower, because with a finance lease you pay according to the actual depreciation of the property.
No burden on the balance sheet
Leasing is not shown as a liability on the balance sheet, but as a rental expense in the profit and loss account. It, therefore, lightens your balance sheet and improves your company’s ratios.
You don’t need additional collateral
The object of the financing, such as cars, equipment, or machinery, serves as collateral, so you don’t need any other collateral.
Right to deduct VAT
For accounting purposes, a lease is a rental, and leases are fully deductible for tax purposes.
What is financial leasing?
Financial leasing is the financing of a fixed asset such as a car, machine, or equipment.
As a form of financing, financial leasing is comparable to long-term renting. In a finance lease, the finance company is the owner of the asset and the customer is the lessee, responsible for the maintenance, upkeep, and repair of the leased asset.
In practice, One Leasing Finland buys the equipment from the seller and leases it to your company at a pre-agreed rental price. With leasing, the investment required at the time of purchase is significantly lower than if you were to buy the equipment yourself.
In a finance lease, the lessee is responsible for the residual value of the asset at the end of the lease. We compete with different market players and our aim is to return the maximum possible return between the market price and the residual value to our customers.
How leasing works
– 5 easy steps
Contact
Contact us by phone or by submitting a contact request via the bot or contact form on our website, and tell us more about your leasing needs. Are you interested in leasing machinery, equipment, or cars, and how quickly do you need the equipment?
Selection of leasing object
We will provide you with a dedicated contact person to help you make your purchases and choose the right leasing object. Once you have found a suitable item, your contact will ask the dealership for an offer.
Tailoring your leasing service
Together, we will identify the type of leasing contract that best suits your needs, the length of the contract period, and the services included in the contract. On the basis of this mapping, you will receive a quotation, which your contact person will carefully go through with you.
Ordering an object
We apply for an approved credit decision for the property and, once we have received it, we order the property to be financed from the seller. As a rule, leasing financing does not require a larger first installment.
Handing over the object
The item to be financed will be handed over to you at the agreed time at the seller's shop. The leasing contract is signed by electronic signature.